I’ve been carrying credit card debt (small, but substantial) for years. Since I bought a plane ticket to Hawai’i in 2001 in fact. Well, I’m happy to report I’ve finally paid it off. All of it. In the last couple of months. I’ve been rewarded by Mastercard for this act of fiscal responsibility: they’ve doubled my limit. I guess they trust me now, and are also desperate for me to start spending above my means again.